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Saturday, June 10, 2017

New from the New York Times: Nearing Retirement? It's Time to be Creative


Editor's Note: In a May report issued by The Transamerica Center for Retirement Studies, 82% of those surveyed in their sixties plan to keep working past age sixty-five, and 18% of that group do not plan on retiring at all. Among those surveyed in their fifties, 50% plan on working past age sixty-five, and out of that group, 15% do not plan to retire.

This anecdotal article explores some of the financial choices that aging baby boomers have as they prepare for retirement (or not): 
"For Phyllis Edelman, 64, dog-walking was the answer. 
For Ron Walker, it was postponing retirement until 68, while defying the conventional wisdom to delay taking Social Security until age 70.
For others, it could be moving, taking in a boarder, seeding age-friendly employers or turning a hobby into a business.
If ever there was a time for would-be retirees to get creative it is now. Many people approaching the traditional retirement age of 65 are looking into a financial abyss: They have no savings, their pensions are inadequate, and the job market, although not uniformly hostile to those over fifty, is not especially encouraging either. And they could live another 25-30 years, maybe in good  health if they are lucky.  
So what can 50- or 60-somethings without trust funds or secret stashes of cash do?"
Read Entire Article Here


Free Online Workshop “5 Tips to Battle Ageism” Register Here

49 Benefits Of Hiring A Older Skilled Worker

Whose Kool Aid Do You Want To Drink?

Do you know the 49 Benefits Of Hiring An Older Worker. It has been said “the older you get the wiser you are”. It has also been said “that you can’t teach an old dog new tricks”. These adages are nice to recite but do any of them really hold true when it comes to older skilled workers who are looking for a new career.

Over the last 3 years I have read thousands of comments, questions and expletives  from older workers. Some of you clearly professing your superior attributes while others complaining of their unfair treatment by job recruiters.

Can both be right in their assessments? Perhaps. But one guiding principle at Interns Over  40 has been to help older skilled workers achieve their own career greatness.

In doing so it is necessary to dispel myths while reinforcing the benefits that make older workers a great catch in a sometimes difficult job market.

I want to thank all of our faithful audience of Job Seekers, Career Coaches and Recruiters who are living this experience everyday while you prepare yourself , or help others, for the next career assignment. I hope this list of “49 Benefits To Hiring An Older Skilled Worker” becomes a valuable part of you’re toolbox as you  continue to pursue your ideal career. Share it, Print it and Keep it nearby as a refresher.

With our working life expanding into the our 70’s, 80’s and 90’ perhaps this list will, in a small way help you feel confident about the depth and value of your work and life experience. Remember “soon or later everyone will get older or …..”.

note:For those who are ranking oriented this list is NOT intended to indicate importance.  Happy Job Search.

Interns Over 40: 49 Benefits Of Hiring An Older Skilled Worker

  1. Wisdom and Intelligence
  2. Maturity to make sound decisions
  3. Ability to assume responsibility sooner because less training is required.
  4. Ability to assess, identify and act upon situations with colleagues, customers better because of knowledge from  experience in life and work. Not learned in classroom
  5. Make good mentors and coaches in their fields of experience
  6. You do not lose 2 hours of productivity time per day for texting
  7. Less arrogant
  8. Valuable long-term relationships and industry contacts built over the years
  9. Can provide objective advice to younger managers because he/she isn’t trying to climb the corporate ladder.
  10. Less DRAMA
  11. Understands the value of “Teamwork” and can work as an individual as well.
  12. Real arguments instead of duhh-reactions.
  13. Usually able to “make do” when necessary – cobble something good out of odd and unmatched parts. Think school pageant costumes on a moments notice.
  14. Older workers are able to speak and write in complete sentences, with correct English. This is helpful in writing and speaking with customers, as well as internal reports.
  15. Less expensive car insurance.
  16. Able to advise younger manager without threatening his/her position.
  17. Given previous experience, better able to separate wheat from chaff; what is critical and what is not.
  18. [Hopefully] thinks before commenting, thereby providing a calming influence, easing workplace stress.
  19. Experience, experience, experience… nothing beats experience! Not only in our professional field, but in personal relationships, dealing with all types of personalities we’ve interacted with throughout our careers.
  20. Not afraid to roll up your sleeves and do whatever it takes to get the job done
  21. Older workers, or at least this one, are less likely to take a job that they will absolutely hate, therefore increasing the likelihood they will remain in the position. Worker loyalty is not dead, it is simply better seasoned.
  22. A more experienced employee understands with greater depth and clarity the true risks and rewards that accompany certain tactics and strategies, with a lower risk of repeating the negative aspects of history.
  23. Experienced employees also know how to navigate an organization and gain traction for the most valuable and rewarding ideas in a diplomatic manner so as to gain support in a positive way. It is hard to teach these skills. They must be learned on the job.
  24. Less maintenance for their manager
  25. The ability to take constructive criticism constructively without the drama.
  26. The ability from life experience and travels to relate to different cultures and accept others of different background and beliefs.
  27. We are progressive – blending new technology with life wisdom
  28. Minimal learning curve.
  29. The older — mature — employees avoid office politics, which can be a time-wasting energy drainer in the dynamics of any office.
  30. Mature workers also accept a job with the intent of staying with it, as opposed to too many younger workers today who treat it like a marriage (“If I don’t like it I’ll quit.”)
  31. The value of the law of the harvest that includes, seeding, nurturing, cultivating, protecting and finally harvesting and storage for the future and new crops. This law applies in any industry, organization and job. The seasoned worker will know how to make each step work. The new worker still needs the mentoring.
  32. Knowing the value of learning from past mistakes, and assimilating that into future work decisions.
  33. Having the ability to see the short and long-term effects of various decisions
  34. Appreciate the fact that EVERY interaction I have with anyone can lead to a possible connection, job, assistance, etc., later.
  35. The ability to develop lasting collaborative relationships with all levels in an organization.
  36. Older employees have a greater value of time and know how to prioritize tasks.
  37. We are not distracted by the bar, or the nightclub, or the latest romance gone wrong.
  38. We consider our work a duty and of prime importance in our life, we understand the meaning of loyalty, good ethical behavior comes naturally, we have a sense of duty.
  39. Young people are still looking for the best opportunity, whereas older workers understand by a certain age ‘you should have a lot more focus on keeping to a reasonable standard of living
  40. Have seen the ups and downs of markets
  41. They have already learned how to manage stress.
  42. Are willing to stay on task or at the jobsite until the work is done. Determined.
  43. Understand a responsible work ethic and appreciate continual learning opportunities as a way to add to skills.
  44. Older workers know their areas of expertise and are confident in them.
  45. Older workers are not as likely to job-hop or job-shop.
  46. Arrives on time and usually before starting time; Leaves after quitting time; Spends less time watching the clock
  47. Have lower Health Care costs.
  48. Technical issues are not intimidating - we have learned how to dig into the problems and find meaningful long-term solutions.
  49. We know when to compromise and when to push. We have learned the techniques needed to find balance in tough situations.



All contents copyright C 2012-2013 by Days Full Of Purpose LLC. All rights reserved. No part of this document or the related files may be reproduced or transmitted in any form, by any means (electronic, photocopying, recording, or otherwise) without the prior written permission of the publisher.

Monday, June 5, 2017

"How to Answer Any Question A Interviewer Could Possibly Throw At You!"

Finding New Car-8 Hours Of Research. Job Interview Preparation 30 Minutes! Foolish?


Why would you spend 8x more time looking for a new car or a new flat panel display for your house as opposed to  preparing for a job interview? We are strange creatures:). As an older skilled work you know what it takes. But the question is how.


In less than 15 minutes you will learn how to:
    * Be ready with the best answers to job interview questions.
    * Increase your confidence; easily calm nerves or fear. 
* "Package & Spin" your work experience so it is a perfect fit for the job.
    * Position yourself as the BEST candidate for the job. 

Sunday, June 4, 2017

Baby Boomer Interview Tips:Do You Know How To Interview With A Younger Generation?



Going through an interview session with the younger generation can certainly present an entirely different set of problems for baby boomers. However, there's no need for older job seekers to get disheartened so easily. In addition to older employees having more job experience, there is also the Federal Age Discrimination in Employment Act.


Addressing Retirement Issues
Questions relating to your retirement or future career plans are usually asked to candidates to determine whether the job will be used as a bridge to fill in retirement gaps. The question "what are your expectations from the job a few years down the line" is another way of asking the same question.
No matter how the interviewer puts the question, be sure that you tackle it gracefully. While it would be better to discuss the retirement issue honestly, you also need to convince the interviewer that you are looking forward to long-term employment.


Salary Requirements
Although this is a tough question that definitely arises at every interview, dealing with salary issues will require skillful negotiation on your part. This question can prove to be even more difficult for older candidates with years, even decades, of expertise and experience to answer. However, in order to avoid your former income from working against you, you should make every attempt to reply in a firm but cool tone.
At first, try giving a noncommittal answer - but if probed further, give a salary range. Generally, you should refrain from stating exact figures regarding your salary requirements. And, you should always let the employer give the first number.
Needless to say, do some research on the position and its salary before attending the interview.




According to the Act, any kind of employment discrimination against those over 40 is illegal. Listed below are a few common interview questions based on age - and some helpful tips on how to answer or avoid them tactfully.

Click here to read part 2 of this article